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Jason Kulas provides borrowers with all the information they need to make an informed decision about their home financing needs, making them feel comfortable and confident throughout the loan process.  As a loan officer, Jason’s priority is to help people achieve their goal of homeownership, whether they are first-time buyers, have purchased before, or are involved in real estate investment. Although he originates a variety of loans, he specializes in VA,


Excellent communication. Jason made it easy to understand the numbers behind our mortgage. He worked in a tight time frame and did a great job.

- David R.

Jason was very personable yet always professional. I asked a lot of questions and he never hesitated to answer them. Gave me several options available and broke down each to show how they would affect my loan decisions. I would definitely recommend him to my family and friends. It was a great experience working with Jason.

- Charlotte W.

Jason was a pleasure to work with!

- Edward E.

In our initial meeting Mr. Kulas detailed information I should be ready to provide Towne Bank. In many cases he personally obtained the information directly from my professional & legal contacts. From the initiation to conclusion of my refinance Jason was there for me- Ed O'Callaghan Virginia Beach, VA

- Edward F.

Jason was not only friendly and attentive to my needs but he and his team made the tedious process of buying a home as seamless and easy as possible. He was very knowledgeable when my many questions arose and he helped comfort me in my decision with facts about purchasing that were not filled with fluff. While I do not plan on purchasing again anytime soon, Jason will always be my guy and who I will gladly recommend - a true professional.

- Christopher R.

Jason was very friendly and professional during our loan process. He also responded to questions quickly and provided immediate assistance as needed. Our overall experience was wonderful and I would highly recommend Jason to friends, family and colleagues. Thank you!

- Patricia A.

Jason was very knowledgeable and always very helpful. Smooth process from start to finish.

- Kathryn L.

Jason did a great job from start to finish. Being a first time home buyer I was new to the whole process, he took the time to explain each step and answered all of my questions so I was confident through the whole process. Couldn't be happier!

- Robert R.

Jason was there to help me every step of the way. He was very knowledgeable to all questions I asked. Overall I was very pleased.

- Michelle R.


- Philip O.
Jason Kulas

Jason Kulas

Mortgage Loan Officer
NMLS ID #: 697550

Direct: 757-777-4147
Office: 757-452-4263
Fax: 757-390-2371

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